Highest Borrow-Fee Stocks Today: October 22, 2026 — Hard-to-Borrow Rates
EZGO carries the highest borrow fee on today's market-wide ranking at 169.3% annualized as of October 22, 2026, with 11 names in the hard-to-borrow or extreme tier.
TL;DR: As of 10:50 PM ET on October 22, 2026, EZGO carries the highest borrow fee in Tapeboard's market-wide ranking at 169.3% annualized. PFSA ranks second at 102.8% annualized, and TOPS ranks third at 88.4% annualized.
Lede: The costliest name to borrow on a market-wide basis is EZGO at 169.3% annualized as of October 22, 2026. Fees on today's list span 1.7% to 169.3% annualized; the median is 6%. Ultra-high rates in the triple-digit range typically flag distressed or nearly un-locatable names rather than conventional squeeze setups. The borrow fee is an annualized stock-loan cost that reflects scarcity in the lendable pool.
Today's Hard-to-Borrow Rate Table
| Rank | Symbol | Annualized Borrow Fee | Rebate Rate |
|---|---|---|---|
| 1 | EZGO | 169.3% | −165.4% |
| 2 | PFSA | 102.8% | −98.9% |
| 3 | TOPS | 88.4% | −84.5% |
| 4 | SHFS | 83.7% | −79.8% |
| 5 | BYND | 27.6% | −23.7% |
| 6 | FNGR | 21.8% | −17.9% |
| 7 | VVOS | 20.2% | −16.4% |
| 8 | SES | 20.1% | −16.2% |
| 9 | GRRR | 18.4% | −14.5% |
| 10 | OPTT | 18.0% | −14.1% |
| 11 | LCID | 17.7% | −13.8% |
| 12 | SPWR | 6.3% | −2.4% |
| 13 | EVTL | 6.0% | −2.1% |
| 14 | OCGN | 5.0% | −1.1% |
| 15 | CRMT | 4.9% | −1.1% |
| 16 | HIVE | 3.9% | 0.0% |
| 17 | CHPT | 3.7% | 0.2% |
| 18 | IMPP | 3.4% | 0.5% |
| 19 | RUM | 2.9% | 0.9% |
| 20 | FUBO | 2.6% | 1.3% |
| 21 | RNA | 2.5% | 1.4% |
| 22 | EH | 2.5% | 1.4% |
| 23 | USAR | 1.9% | 2.0% |
| 24 | XRX | 1.8% | 2.1% |
| 25 | TE | 1.7% | 2.1% |
*Source: securities-lending rates as compiled by Tapeboard, October 22, 2026 10:50 PM ET. Market-wide ranking across all tracked securities. Not investment advice.*
Borrow-Fee Tiers
Tapeboard categorizes annualized borrow fees as normal (under 2%), elevated (2-10%), hard-to-borrow (10-50%), and extreme (above 50%). On October 22, 2026, 11 names on today's market-wide list fell in the hard-to-borrow or extreme tier.
What a High Borrow Fee Signals
An annualized borrow fee is the stock-loan cost a short seller pays to borrow shares. A high fee reflects scarcity in the lendable pool, meaning shares are difficult to locate. It does not by itself predict a squeeze; names with triple-digit fees are often distressed, very-low-float, post-reverse-split, or recently IPO'd stocks where shares are almost impossible to locate. High cost-to-short is not the same as squeeze potential. Borrow fee is weighted 25% in Tapeboard's composite squeeze score. See the methodology.
Frequently Asked Questions
Which stocks have the highest borrow fees today?
EZGO leads the market-wide ranking at 169.3% annualized as of October 22, 2026, followed by PFSA at 102.8% annualized and TOPS at 88.4% annualized.
What is considered a high stock borrow fee?
Tapeboard categorizes annualized borrow fees as normal (under 2%), elevated (2-10%), hard-to-borrow (10-50%), and extreme (above 50%).
Where do these borrow rates come from?
Tapeboard compiles stock-loan borrow fees daily and refreshes them each evening across the full market universe. Rates are daily, not real-time intraday, and may differ from rates at other brokers.
Data and Methodology
Borrow fee figures come from broker-dealer stock-loan data, updated daily each evening across the market-wide universe. Rebate rates come from securities-lending data, where available. See the Short Squeeze Score ranking, the full daily archive, or the hard-to-borrow leaderboard for the live pillar.
What Changed vs the Previous Record
EZGO enters the top 5 at rank 1 (169.3292% annualized), new to the leaderboard. PFSA enters the top 5 at rank 2 (102.805% annualized), new to the leaderboard. JZ drops out of the top 5 (was rank 1, 731.3% annualized). SDEV drops out of the top 5 (was rank 4, 49.5% annualized). CETX drops out of the top 5 (was rank 5, 35.3% annualized).
This record is for educational and informational purposes only and is not investment advice. Borrow fees reflect securities-lending conditions reported in daily securities-lending data; they are not real-time intraday rates and may differ from rates at other brokers. A high borrow fee does not constitute a buy or sell signal. Short selling carries unlimited downside risk. Editor: Marcus Reilly.